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Leasing, financing or MINI Select – what's the main difference?

MINI Financial Services offers a number of finance products from hiring or leasing products through Select (Personal Contract Purchase) and Personal Contract Hire to ownership products with Hire Purchase.

With Contract Hire you simply hand the car back at the end of the agreement (excess mileage and vehicle condition charges apply), our Select product allows to you hand the car back (excess mileage and vehicle condition charges apply), pay the optional final payment and keep the car, refinance it or part-exchange against a new car (in which case you can use any surplus of the value of your current vehicle over the optional final payment towards a deposit for the new vehicle). Hire Purchase means you'll own the car once your last monthly payment has been made.

For more information about our products, visit and watch our finance films which explain in detail, how each product works. Finance is subject to status and available to UK residents aged 18 or over. Guarantees may be required. Terms and conditions apply. 

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