Could the lease down payment be considered as "spent money"?

Not at all. The down payment reduces your monthly rate. For the duration of the whole contract, this single payment can just be the right instrument to keep the monthly costs very low. This could lead to tax benefits for you.

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About the website

BMW (UK) Ltd, trading as MINI UK is a credit broker not a lender.

Finance is subject to status and available to over 18s in the UK only. Guarantees and indemnities may be required. Finance provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB.

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This website contains much complex information. We have tried to make it as accurate, clear, and easy to use as possible. We declare and you acknowledge that all implied warranties and conditions are excluded to the maximum extent permitted by law. In particular, our duties and liabilities to you under the Financial Services and Markets Act 2000, or the rules and regulations for the conduct of insurance mediation business under this Act are not intended to be affected. This exclusion does not affect claims in respect of death or personal injury caused by our negligence and does not limit or exclude our liability for any fraudulent misrepresentation.

You should note in particular that:

• this website includes information which may be incorrect or out of date;
• we may change or withdraw part or all of any product or service mentioned at our discretion;
• this website is not intended to constitute a definitive or complete statement of the law on any subject, nor is it intended to constitute legal advice in any specific situation;
• we are not in any way responsible for anything mentioned on or linked to this site that someone else is marketing.

The fact that products, services, or information are on this website does not necessarily mean that:

a. the products and services are suitable for you. It is your responsibility to check this;
b. you should rely on the information (whether provided by us or third parties); or
c. we endorse the products, services or information supplied by third parties.

For more detailed information, please refer to the terms and conditions of the relevant finance documents, copies of which are available from any authorised UK MINI Dealership.
Information given on this website relating to taxation and accounting issues is based on MINI Financial Services' understanding of the statutory position, and Customs and Excise and Inland Revenue practice as at date of publication. We strongly recommend that you seek your own independent financial advice.
All finance and hiring facilities are subject to status and available to over 18s in the UK only (excluding the Channel Islands). Guarantees and indemnities may be required. Finance provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Registered Company Number 01288537.
All insurance products detailed within this brochure are administered, underwritten and serviced by carefully selected insurance providers. For all insurance products, certain exclusions and eligibility criteria apply. A full summary of cover for each insurance product is available upon request.

¹ Finance is subject to status and available to over 18s in the UK only. Guarantees and indemnities may be required. Finance provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB.

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