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Most Popular Questions - Finance.
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What is the process for signing a leasing or financing contract at a dealership? What are the necessary documents and other requirements?
As soon as you have chosen your vehicle, as well as your desired method of financing, you can directly sign your contract at your local dealer. In order…
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My account is overdrawn. is there still a way for me to pay my monthly rate?
If your account is overdrawn, you can carry out your monthly payment using your credit card or by cheque. In this case, please get in touch with your MINI…
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What does the annual interest rate consist of if I finance through MINI Financial Services?
The annual interest rate of financing contracts consists of (nominal) interests for the loan and handling fees. It describes the real expenses (as a percentage)…
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What happens if my main bank declined the debit advice procedure?
If your local bank declined the debit advice, we will request the money again up to three times. At the same time, we will contact you in writing. In order…
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What does the monthly rate depend on?
The down payment, the contract term and the annual percentage rate determine the monthly payments of a classic loan. With MINI Select, the agreed final…
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Could the lease down payment be considered as "spent money"?
Not at all. The down payment reduces your monthly rate. For the duration of the whole contract, this single payment can just be the right instrument to…
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Which factors influence the calculated residual value for leasing?
The calculated residual value depends on the contract term, mileage per year and chosen model.
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What does the FCA guidance on Motor Finance mean for me?
For MINI Financial Services customers experiencing temporary financial difficulties as a result of COVID-19, we have been able to provide…
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Is leasing an interesting option for private customers?
Yes. As a private customer, you only pay for the car's depreciation.
You also benefit from the following advantages:
Liquidity
No remarketing risk
Planning…
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Has MINI sent me a text to ‘activate a repayment plan’?
I’ve received a message asking me to reply to a text to ‘activate a repayment plan’ during this COVID-19 pandemic. Is this genuine?
It…