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Most Popular Questions - Finance.
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Is there a way to reorganise my contract as regards the term or monthly payments?
Yes, we can offer you an extension to your contract, with an adjustment of your monthly rates. In this case, please get in touch with your MINI Financial…
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My account is overdrawn. is there still a way for me to pay my monthly rate?
If your account is overdrawn, you can carry out your monthly payment using your credit card or by cheque. In this case, please get in touch with your MINI…
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Could the lease down payment be considered as "spent money"?
Not at all. The down payment reduces your monthly rate. For the duration of the whole contract, this single payment can just be the right instrument to…
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What does the monthly rate depend on?
The down payment, the contract term and the annual percentage rate determine the monthly payments of a classic loan. With MINI Select, the agreed final…
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Which factors influence the calculated residual value for leasing?
The calculated residual value depends on the contract term, mileage per year and chosen model.
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Is leasing an interesting option for private customers?
Yes. As a private customer, you only pay for the car's depreciation.
You also benefit from the following advantages:
Liquidity
No remarketing risk
Planning…
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What does the FCA guidance on Motor Finance mean for me?
For MINI Financial Services customers experiencing temporary financial difficulties as a result of COVID-19, we have been able to provide…
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Has MINI sent me a text to ‘activate a repayment plan’?
I’ve received a message asking me to reply to a text to ‘activate a repayment plan’ during this COVID-19 pandemic. Is this genuine?
It…
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What happens if my main bank declined the debit advice procedure?
If your local bank declined the debit advice, we will request the money again up to three times. At the same time, we will contact you in writing. In order…